Royal Arcanum


Royal Arcanum’s Graded Benefit Life Plan is a must have for final expense agents!

  • Pays 50% of face amount in year 2
  • Premiums rates are cheaper than most Guaranteed Issue plans
  • Only two health questions to qualify….No AIDS and not confined to a bed, in a hospital, clinic, rest or convalescent home
  • Issue ages 45 – 85
  • Accepts Credit Card Premium Payments
  • $2,500 min and $15,000 max (except in NY a max of $25,000)
  • 6-month Advance Commission with no maximum per case
  • 100% chargeback in year 1 only
  • 140 year old company
  • IMO contracts available to qualified agencies

Royal Arcanum Offers These Products:


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